WELCOME TO

UFINANCE

It is a financial technology company founded by a group of graduates from different universities in Hong Kong. uFinance is a student financial support platform that aims to help tertiary students solve their financial problems by providing financial technology solutions and to support them in university events such as going abroad for exchange program, volunteering, final year project, or even get funding to start their own businesses.

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MICRO FUND

Micro Fund alleviates university students' short-term financial need arising from daily or academic expenses. We do not charge any interest, repayment can be made within 1 month.

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STUDENT LOAN

uFinance provides students a safe and low-interest student loan platform, enabling them to seize every opportunity given to them from their university...

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EDUCATION LOAN

Society is increasingly demanding for more professional skills from candidates when they apply for certain jobs. And this means there is an increase in demand for post-graduate...

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PRODUCT

COMPARISON

MICRO FUND

HKD$500 - $1,000
0%
1 Month
  1. 18 years old or older
  2. Hong Kong Permanent Resident
  3. Tertiary students in Hong Kong

STUDENT LOAN

HKD$5,000 - $30,000
1%
6 - 24 Months
  1. 18 years old or older
  2. Hong Kong Permanent Resident
  3. Tertiary students in Hong Kong

EDUCATION LOAN

HKD$10,000 - $500,000
0.25%
12 - 60 months
  1. Working people who needs further education
  2. 18 years old or older
  3. Hong Kong Permanent Resident

STUDENT

TESTIMONIAL

Hong Kong Design Institute
Fashion Design

One year ago, I accumulated a group of clientele through selling clothes imported from Korea on Facebook and Instagram. Coupled with the marketing experience and insights of my target market, I took what I learnt from my fashion design degree and started my own fashion brand selling clothes and accessories. I created my own brand as a hobby at first but soon I attracted a substantial group of customers in Taiwan. Therefore, this Christmas, I wanted to bring my products and designs to Taiwan and sell them at their local flea market. However, I lacked the fund to finance my travel expenses and to buy for raw materials. uFinance became my solution where I was able to acquire the necessary fund to fund for my travel expenses and raw materials. This trip gave me an invaluable and eye opening experience beyond what I can learn at university or from textbooks - I was able to apply my business and marketing knowledge while also expand my social network via making new friends who are in the Taiwan fashion industry.

The Hong Kong Polytechnic University
Racing Team

In 2015, sharing the same passion, belief and hope, we built our very own racing team. We decided to enter formula car racing competition held in China as the first car team to ever represent Hong Kong. Our team is made of a group of university students who are passionate about cars and engineering. On one hand, we recognize that Hong Kong students lack the opportunity to participate or even expose to any kind of big, international competition. Therefore, through taking initiative to plan, organize and manage related activities to gain such exposure and experience, we are trying to use our endeavour to show other fellow students the way, so to speak; we also hope to encourage them to relentlessly and uncompromisingly stay their course of achieving their dreams. We had a lot of difficulties when we first started to build our car team such as funding. But thanks to uFinance, we were able to raise the capital we needed to make our "impossible" dream a reality.

Taiwanese Beverage Store
Beverage Store

My first time to have the colourful drink was the time I travelled to Taiwan with three of my friends. We saw the business potential in those drinks as we thought that young people in Hong Kong would love such a product. Therefore, upon our return, we decided to open up a cafe that sells those colourful drinks. I had majored in furniture design. In our cafe, the flooring, the dry flowers as decoration on the tables, the guitar on the wall, the different seating arrangement on the two side - altogether my designs aim to create a relaxing and comfortable environment that people can take a break from their busy city lives. We ran into some financial difficulties when one of our partners suddenly pulled out and the rest of us were not able to chip in for the lost account. After we learnt about uFinance and their aim to help young entrepreneurs such as us, we applied for their service. To our delight, not only did uFinance helped us to get the funding we needed, they analyzed our financial plan and risk management as well. Therefore, we found that uFinance is an all-rounded service platform that is ideal for students.

The Academy of Film of Hong Kong Baptist University
Academy of Film

Ever since I was young, I knew my passion lies within film. I took part in many different film projects since middle and high school, and was ecstatic when I was accepted to the film program in Hong Kong Baptist University. Currently I am at my final year in university, and the film programme I am in requires me to complete a final year project. I worked day and night to create a script that I was satisfied with and my script was selected by my university to be filmed. However, I lacked the capital to hire actors and staffs and this is why I turned to uFinance to help me raise the necessary funds that I needed to create this film. Thanks to uFinance, I am now one step closer into achieving my dream of becoming a film producer.