Terms And Conditions

Declaration

I/We further agree and authorize the Company to:

  1. I/We agree that all information provided by me/us in this application form and such personal data relating to me/us collected by the Company from time to time may be used and disclosed for such purposes and to such persons (whether the recipient is located in Hong Kong or another country, or in a country that does not offer the same level of data protection as Hong Kong) in accordance with the Company’s policies on use and disclosure of personal data as set out in the Notice, which may be subject to changes from time to time. The detail of the company’s policies had uploaded on the website of United Asia Finance Limited, and the site is uaf.com.hk.
  2. disclose, exchange all data and information contained herein together with particulars of my/our account(s) with the Company to any credit reference agencies, banks, financial institutions, debt collection agencies or any other information sources for consideration of this application;
  3. access my/our credit data held by the credit reference agency and to obtain a credit report for consideration of this application and/or for further account review which include but not limited to my/our further loan application with the Company through telephone, internet, fax or whatever channels acceptable to the Company. I/We understand and agree that the Company may conduct such reviews to determine if my/our existing credit/loan amount should be increased or decreased or remained unchanged;
  4. approve or decline my/our application at its absolute discretion without stating any reasons and without returning to me/us the copies of supportive documents for this application;
  5. deposit any sum of the loan proceeds to my/our designated bank account previously identified to you at time of application (if any) for loan disbursement;
  6. collect all data that are required to support this application and I/We have been advised of my/our right to access, update or amend such data and information held by the Company or credit reference agency;
  7. provide me from time to time with the marketing and product information from the Company through direct contact with me and/or access through any electronic means including but not limited to use of telephone calls, email, fax, SMS/MMS, pre-recorded voice/video messages;
  8. hold, use, process and disclose all personal data and information relating to me which are provided by me at the request of the Company or collect in the course of dealings between me and the Company for such marketing and other purposes and to such persons in accordance with the Company’s policies on use and disclosure of personal data as set out in statements, circulars, notices or terms and conditions made available by the Company to customers and other individuals from time to time, irrespective of whether my application is subsequently withdrawn or rejected;
  9. obtain effect and take out life insurance (at the Company’s own costs and expenses without recourse to me/us) to protect the Company’s interest against my/our indebtedness due to the Company in the event of my/our death, with the Company being made the policy owner and the sole and ultimate beneficiary under such insurance policy and for this purpose, I/we authorize and consent to the Company disclosing all my/our personal data and information (including but not limited to my/our names, identification document numbers, loan account numbers, loan amount and outstanding indebtedness from time to time) to insurer(s) that the Company choose to obtain effect and take out such insurance.  I/We further confirm and agree that the ownership interest rights title and benefit under such insurance belongs to the Company solely and personally and does not form any security against my/our indebtedness to the Company.
  10. I/We acknowledge receipt of and have read and agreed with the Company’s 「Notice to Customers and Other Individuals Relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data」 (“Notice”). I/We further agree that all information provided by me/us in this application form and such personal data relating to me/us collected by the Company from time to time may be used and disclosed for such purposes and to such persons (whether the recipient is located in Hong Kong or another country, or in a country that does not offer the same level of data protection as Hong Kong) in accordance with the Company’s policies on use and disclosure of personal data as set out in the Notice, which may be subject to changes from time to time. I/We further acknowledge that I/we have been advised by the Company that I/we may exercise my/our opt-out right any time for not sending me/us with the direct marketing materials by notifying the Company.
  11. I/We understand that I/We have to make the inquiry for the related loan application in person at the Company’s loan branch if:
  1. I/We have entered into or signed any agreement with any person or company (“third party”) for or in relation to the procuring, negotiation, obtaining or application of the loan, guaranteeing or securing the repayment of the loan (other than an agreement with solicitors instructed by the intending borrower for the provision of legal services solely) ;
  2.  

  3. I/We have been or will be charged, recovered, demanded or received any fees, charges, reward or consideration by any third party.